You’ve Found It: The Complete System to Save More Money Every Month

What if you had enough money each month to save more for the future AND give back more?

Do you want to save more without working more?
Or would you like to work less while still saving enough?
Then this message is for you.

I’ve doubled my income 5 times over the last 10 years. Ten years ago, I could not imagine the level of freedom and control over my life that I have now. I spend 90% of my time on the work and other activities that are most meaningful to me.

Can you guess the #1 and #2 most important habits that helped me turn job and money stress into financial freedom?

Consistent saving and giving

If you want financial stability and confidence…
If you want to stop worrying about the future and start enjoying the present…
…these are the two things you MUST start to do: SAVE and GIVE.

In fact, let’s get more specific…how much is enough?

Q1. How many $$$ per month should I put into savings, and how much should I give back?
Ok, you understand that’s not the right question. Everyone’s situation is different, so there is no one-size-fits all guideline. Instead…

Q2. What percentage of my monthly income should I save and give?
This is where it gets confusing…but also liberating…

Because, once again, there is no one-size-fits-all answer. There is no magic percentage that will guarantee you are saving or giving “enough.”

Financial peace and clarity begins when you realize your situation is unique.

Arbitrary goals and percentages multiply feelings of anxiety and guilt about money.

The 4-Letter D-Word

I assume you follow Dave Ramsey and understand the problems with d***.

You have mostly stayed away from d***. You are not deep in credit card d***. You have a mortgage or car payment, but otherwise you’re avoiding d***. And you are already saving and giving at some level.

But financial peace?

You’re not there yet.

You want to save enough for the future. And you want to give back some of your “extra” money. But it hurts. That “extra” is never quite enough, is it?

You have real, legitimate needs. You need shelter, and that means paying rent or a mortgage. You need food, and that means grocery bills. You need clothing, electricity, running water, gasoline, and insurance.

It all adds up, and we haven’t even gotten to legitimate wants yet.

So how do you save and give more when it feels like your budget has zero wiggle-room?

Are you on the Saving and Slaving Financial Plan?

We all get into saving and giving money because it’s the Christian thing to do, right?

The Puritan work-ethic and frugal living are part of our culture. Do Christians get some kind of prize for whoever:

• works the most overtime
• eats beans & rice the most days in a row
• leaves the smallest tips (on the rare occasion that we eat out)?

No, but sometimes it feels that way.

What is the business model for Christian social media influencers? (Or radio talk show hosts?)

They motivate you to save and work hard. Good stuff, usually…but sometimes the reality of scrimping and slaving for every penny can be pretty terrible.

If you’re really good at it, say in the top 10%, you can pull it off with willpower alone. You’ll retire with a solid nest egg. You’ll be able to take care of yourself in retirement. You might even be able to leave an inheritance for your children and your children’s children.

But most of us don’t have superhuman willpower. There is something within us that resists too many years (decades?) of deprivation.

Good news: it doesn't have to be this way.

Ambition and Self-Discipline Gone Wrong

Everything I described above, that used to be me. I lived in a big city on a small graduate student stipend. I was paying $4 for a loaf of bread and $600 to rent a tiny studio apartment…in 2009! Way before the inflation of the 2020s.

My typical meals were rice & beans, beans & cornbread, eggs & toast, and turkey sandwiches. Splurging at the grocery store meant Value-Pack frozen salmon from Aldi’s.

Restaurants? No, not in Philly…but once a week I’d treat myself to a sandwich from a food truck.

Work schedule?

For a few years I worked 60-70 hour weeks. My typical Sunday “sabbath” involved cutting down to 4-6 hours of work. That doesn’t count the stuff my frenetic mind was working on while sitting in a pew “listening” to a sermon or “worshipping.” My mouth would sing the words but my mind and heart were somewhere else.

I had the budgeting and hard work stuff down cold. I stayed debt-free. I came close to maxing out my Roth IRA contributions almost every year. I managed to scrape together enough money to save 15% and give 10% every year.

But I never felt satisfied. And the lifestyle required to hit those targets was not sustainable.

Throwing Out the Rules

I started asking some questions. Does it make sense to rigidly follow these rules? Rules developed by people who don’t share my income, cost of living, or family situation?

This transformation was much deeper than you expect. Because I didn’t replace the old rules with new ones. Instead, I quit…

…rigidly following financial rules
…judging myself
…feeling more righteous than others
…being hyper-controlling with my money
…seeking perfection with every budget item

I immediately felt less stress and anxiety,
less tension in my body,
and less compulsion to overwork.

I started spending more money on things I enjoyed. I stopped working overtime. Immediately my present quality of life went up, and I started enjoying life again.

A funny thing happens when you make a change like this. You don’t lose your drive or determination.

It just lies dormant for a season. And before you know it, it comes back. Stronger than ever.

When that happened, I set two new rules for myself:

1. Keep careful track of what I save and give.
2. Over time, increase how much I save and give.

Those two rules have been life-giving. Follow those two rules long enough and you can surpass ALL the arbitrary percentages. (For example, save 15% and give 10%.)

Have You Already Tried Christian Financial Programs?

Mixing some Bible verses with practical money info doesn’t lead to automatic success. Plenty of Christians go through programs like that with minimal results. Others have success getting out of debt but never achieve financial independence.

What I’m talking about isn’t the old way of trying to force together biblical and money principles.

It’s combining faith and finances using a very specific recipe. There are 3 main pieces to this that I’ll explain below. I also combine them in a purposeful order.

Don’t just try things with a hope and a prayer. That doesn’t work. But you can accomplish more than you ever dreamed if you…

remove your emotional and spiritual barriers,
set up the (easy) tech systems for saving and giving,
and create a long-term income plan tuned to your unique gifts.

God created the world, and human beings, to function within certain economic principles. I will show you how to use those principles to your advantage.

Keep reading to discover the elements of my recipe for financial freedom.

The Bible is the Best Source of Financial Knowledge and Wisdom

What are the advantages of turning to the Bible as our primary source of financial truth?

Why Should I Care About Saving Money?

But if I follow the Bible, shouldn't I stop caring about money? No, no, no.

The Bible is Great… But…

So, we love the Bible and we’re interested in saving and giving more. Great. But sometimes it all goes wrong.

It’s easy to find people who did their best to follow the Bible and ended up poor and destitute. Worse, they ended up bitter and frustrated because that check they sent to the televangelist did not come back multiplied by 10x.

It’s possible to go about this Christian personal finance thing completely wrong. Let’s look at some of the typical problems.

Spiritual and Emotional Barriers

Your subconscious is full of landmines. You try hard to improve your situation. But emotional and spiritual baggage leads to continuous self-sabotage. Worst of all, most of the time you aren’t even aware of it. It feels like outward circumstances defeat you. But the true enemy is within.

Do you ever...

The Prosperity Gospel

The main results of the true gospel are (1) restoration of relationship with God and (2) building Christlike character. These are staggering benefits, and it shouldn't surprise us that they lead to a domino effect where the whole person is transformed.

This often leads to relational, financial, even physical (health) breakthroughs.

But "often" is not the same as "always." According to the prosperity gospel, if you have faith, God must bless you with health and wealth. Even worse, it confuses those side-benefits with humanity's real, deepest need: restoration of our broken relationship with God.

The prosperity gospel treats God like a magic money machine. Insert $10, out comes $100. This isn’t how the world works. This mindset ignores the economic principles that God himself designed into the world.

The Poverty Gospel

There is an opposite but equally harmful mistake. Some Christians assume all suffering is good and praiseworthy. They think deprivation, poverty, and poor health have intrinsic spiritual value.

Again, there is a grain of truth here. Suffering at the right time, for the right thing, has redemptive power. “For the joy set before him, Jesus endured the cross, scorning its shame.”

There is good, wholesome, redemptive suffering.

There is also pointless, stupid suffering.

We must discern the difference. A prosperity gospel believer criticizes John the Baptist for fasting. A poverty gospel believer slanders Jesus for feasting. (And a deeply troubled person does both!)

All of these mindsets are flawed.

With Save More Forever the Path Forward Is Clear

With Save More Forever, I’m teaching my entire system for sustainable saving and giving.

We cover every ingredient you need to get it right and avoid the common mistakes discussed above. The 3 main pieces are:

This course isn’t something I made up in a day. I don’t explain strategies and then leave you struggling to implement them. I walk through everything you need in excruciating detail. You just need to commit to watching the videos and following along on the exercises.

I’ve been sharpening this system for years. Over time I’ve removed pieces that were unnecessary. And I’ve slowly added new systems and methods as they proved themselves.

I’ll tell you more about exactly what you get in the course, but first I want to explain something…

What Save More Forever is NOT

Let’s set realistic expectations for the course.

This course is not a FIRE (Financial Independence Retire Early) Plan. There are a few tricks here that can lead to a rapid increase in savings, but it’s not the main goal. Most quick, easy strategies don’t work for the long term. This one requires time and effort from you.

Don’t sign up to watch the videos thinking that you will passively absorb something useful. Buying this course does not guarantee you will increase your assets or capacity to give. You have to do the real work of applying the exercises and systems that I will describe.

This course is not about pure information or long lectures. It focuses on concrete examples and tutorials (I literally filmed myself going through the steps so it's clear EXACTLY what you need to do). There are also some short videos explaining the basic principles.

If you are looking for country-specific laws or account structures, this course is not for you. Every country has its own types of retirement accounts, for example. If that kind of guidance is what you need, speak to a legal, tax, or investment professional in your country.

This course teaches you fundamentals of savings and income that go back thousands of years. These fundamentals are based on how the world and human beings have always functioned. This is more important than tips or tricks for “gaming the system.”

The Save More Recipe:
Spiritual Stuff + Tech + Breakthrough

The first two modules, Spiritual Stuff + Tech, provide the foundation. These are enough to begin a lifelong, abundant practice of saving and giving. These modules are doable for 100% of people who commit to the system. If you try them and decide this system is not right for you, we offer a 30 day no-questions-asked refund policy.

The Breakthrough module is more advanced material, not for the faint-of-heart. No guarantees here. This stuff worked for me, but the results I mentioned at the top of this page are not typical or expected.

Focusing on breakthroughs without the other pieces is a recipe for frustration. Here’s why the formula is Spiritual Stuff + Tech + Breakthrough:

What You'll Learn in the Course